Buy now, pay later with flexible seller financing. Secure your property with 30% down and affordable monthly payments over 5 years at just 5% interest.
Thailand's property market is stuck, with eager buyers blocked by strict bank rules. Many, especially foreigners and self-employed Thais, can afford down payments and monthly payments but can't secure traditional bank loans. Seller Financing gives these buyers a simple way to own a home and helps sellers close sales faster with steady monthly income and competitive returns. Currently available for properties in Bangkok, Phuket, Koh Samui, Pattaya, Hua Hin and Chiang Mai.
Up to 70% of buyers are denied mortgages, leaving many ready‑to‑buy customers without financing options.
Over 300,000 homes sit unsold across Thailand, creating major challenges for sellers trying to find qualified buyers.
Seller Financing bridges the gap between eager buyers who can afford to pay but can't get a bank loan and sellers with property sitting unsold. It turns qualified buyers into homeowners while giving sellers steady monthly income at competitive interest rates and a clear path to a completed sale.
Sellers can opt-in when listing a new property on FazWaz, or update an existing listing to enable the Seller Financing option. Seller Financing is currently available for properties in Bangkok, Phuket, Koh Samui, Pattaya, Hua Hin and Chiang Mai.
Buyers browse seller-financed properties and find their future home. Seller Financing enables qualified buyers to purchase property without traditional bank approval.
Buyer and seller agree on a price, with 30% down payment and 5-year financing at 5% interest by default. Different terms can be arranged if both parties agree.
The buyer makes monthly installment payments that include principal and 5% annual interest, while the seller collects steady monthly income with competitive returns throughout the 5-year term.
When the contract is fulfilled, or the buyer decides to purchase early, the property title is transferred, and FazWaz helps coordinate and support both parties throughout the closing process.
Whether you're looking to sell or buy, our Seller Financing program creates win-win opportunities for everyone.
Own your home without a bank loan
Secure your property with 30% down payment
Lower rates than traditional banks at just 5% interest
Lock in your purchase price from day one
Build equity with every monthly payment
Option to pay off early without penalties
Close deals faster with competitive returns
Get 30% upfront to unlock immediate cash flow
Earn 5% interest on the financed amount
Receive steady monthly income for 5 years
Keep ownership until fully paid for peace of mind
Access buyers who can't get traditional financing
Move unsold inventory with attractive returns
Free up cash flow from completed projects
Receive 30% upfront on each unit sold
Earn 5% annual returns on financed amounts
Reach foreign and local buyers blocked by banks
FazWaz handles marketing, contracts & payment tracking
Seller Financing with FazWaz is designed to keep both buyers and sellers secure from start to finish. Sellers maintain ownership until fully paid and earn competitive returns, while buyers know every payment builds equity toward full ownership. FazWaz provides clear contracts, tracked payments, and full guidance throughout the entire journey.
A 30% down payment is required to secure the property and begin the financing plan.
The standard plan is 5 years at 5% annual interest, but terms can be adjusted if both parties agree.
Yes. You can pay the remaining balance anytime without extra fees, and the title will be transferred to your name.
You'll receive reminders and a grace period to catch up. If payments cannot be resumed, the seller keeps your deposit and all payments made.
Seller Financing is designed for buyers who can't get traditional bank loans - including foreigners, self-employed individuals, and those with irregular income. Your ability to make the down payment and monthly installments matters more than bank approval.
Yes. Every monthly payment is tracked and clearly split into principal and interest portions.
Currently, selected condos, apartments, and penthouses on FazWaz are eligible, with a focus on Phuket and Bangkok properties (more regions coming soon).
Yes. You maintain full ownership and control until the buyer completes all payments or purchases early.
You receive 30% upfront plus 5% annual interest on the financed amount, creating competitive returns while securing a sale.
You keep the property, the upfront deposit, and all payments made. FazWaz can help with reminders, notices, and documentation if needed.
Monthly payments (principal + 5% interest) are sent directly to you and fully tracked by FazWaz.
Copy of your ID/passport, updated title deed (front & back), full property address, and a signed Letter of Acknowledgment confirming you understand the program terms.
No. Platform and agent fees are deducted from the buyer's deposit or payments.
You receive 30% upfront per unit plus steady monthly income at 5% returns, freeing capital for your next project while moving inventory.
No. You keep full ownership until buyers complete their payments.
You keep the deposit and all payments made. FazWaz can help with reminders, coordination, and documentation if eviction is required.
No upfront costs. Fees are deducted from buyer deposits or payments.
Seller Financing is a purchase with owner financing (30% down, 5% interest, 5 years). Rent-to-Own is a rental agreement with purchase option (rent + 20% extra, 2 years).
FazWaz prepares standardized contracts, tracks all payments, and coordinates the title transfer process.
Currently in Phuket and Bangkok for condos, apartments, and penthouses. More regions (Hua Hin, Pattaya, Koh Samui, Chiang Mai) to follow.
Share your details, and we’ll guide you through your next steps.
Available for select properties in Bangkok, Phuket, Koh Samui, Pattaya, Hua Hin and Chiang Mai. Eligibility is subject to review.
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